First Car Run Around Ideas?
Posted 05 July 2008 - 08:11 PM
Posted 08 July 2008 - 11:18 PM
I'm now looking into the idea of possiblity getting a newish car on loan..like if I pay so much back each month, I've been advised to do it as a first car because you get all the warranty and everything else with it (ill just have to make sure I pay it back)..
But I was at Silverstone at the weekend and I watched Lewis Hamilton win the grand prix (amazing it was), I bet he doesn't have to worry about fuel costs
Posted 09 July 2008 - 04:34 PM
VW Fox looks awesome £6430 wouldn't be to bad on finance.
i love those little foxes! never see enough of them on the roads, whihc is surprising considering how cheap they are.
TBH i would spend the extra and get the 1.4 petrol, 1.2's are very very sluggish, couldnt pull the skin off a rice pudding.
whatever you choose, spend the £60 extra for the colour pack so your have body coloured bumpers and mirrors
and if you want alloys i wouldnt spend nearly £600 for their ones, you could get some very smart 15's for that kind of money.
just my opinion
Edited by grim_d, 09 July 2008 - 04:43 PM.
Posted 10 July 2008 - 03:26 AM
Ill get the dark blue probably it looks great, I'm not fussed about all the extras, only luxury pack ill get is the pack 1 with electric wing mirrors and central locking.
My mate is going to take me to a VW place tomoz so I can look at one and ill try and be the passenger when he test drives it for me since I aint passed my test. At least that will give me a taster if I like it or not.
Posted 10 July 2008 - 05:47 AM
Posted 10 July 2008 - 04:15 PM
I'm kinda bummed though been looking on tesco comparison sites and insurance is working on average of a £1000+ a year . But I'm gonna see if it's better for my parents to buy the car and I pay them back (I have some money) and they make me as a named driver..(edit, was on the phone to the insurance company and it turns out that can be illegal if i'm the only driver and as a named driver and it's my car, how crap).
Edited by bucko, 10 July 2008 - 04:35 PM.
Posted 10 July 2008 - 04:50 PM
my mate has a VW Polo 1.0 and it don't feel sluggish at all imho so I'm not to worried about power I just want to get from A to B really.
weel c what you say in 6 months time
Posted 10 July 2008 - 07:03 PM
weel c what you say in 6 months time
I think you need to understand 1.4 will be over £1000 I can't afford that I put in 1996 Polo 1.0 and that was £861 so it's getting better shame I can't get a newer car it's just if it's more power i just wont be able to afford it, plain and simple.
Posted 10 July 2008 - 07:19 PM
Anyway, what insurance company are you getting quotes from? have you added your mum to the policy? have you tried elephant? they are BY FAR the cheapest around.
insurance WILL be high as you will be a new driver and theres nothing you can do about it, so just grit your teeth and pay it, if you have yourself a NCB after a year it will drop significantly, then again after 2 years and then it really doesnt seem so bad
im 21 with 1 years NCB and 3 points on my licence on a group 7 car and i only pay £425 fully comp with hire car cover (not courtesy car, they are different) and a ditsy £150 excess.
Just have to bide your time buddy,
Edited by grim_d, 10 July 2008 - 07:22 PM.
Posted 10 July 2008 - 08:17 PM
the only thing i'm going to try is make a new account and say that I'm 22 (will be in feb) and see what that comes out as and it's kinda weird, fully comp insurance is working out cheaper than third party fire and theft.
Posted 10 July 2008 - 10:21 PM
I've been using Tesco Comparison site it's pretty good like I said if i add my parents it will be illegal since it's my car and i'm the only driver so i have to be the main policy holder.
ADD your mum as a second driver to YOUR policy. It's not illegal in any way, shape or form, i do it, my mates do it, LOTS of people do it and 9 times out of 10 it will knock a few hundered quid off your price.
Edited by grim_d, 10 July 2008 - 10:24 PM.
Posted 12 July 2008 - 05:00 AM
I have heard for a first car it is better to be able to pay everything up front. It is (usually) a pretty big purchase, and that looks really good on your credit report in the future. Plus you don't have to worry about the monthly debt. But, on the other hand, getting something new and reliable (or at least that warranty) is a good thing...
You have some interesting little cars over there. That VW Fox doesn't have an auto tranny as an option, over here it is near impossible to find a stick shift on a new car. And you still have AC as an option (power waster in my opinion, fresh air is much better)
Edited by mysticrider92, 12 July 2008 - 05:01 AM.
Posted 12 July 2008 - 05:44 PM
Posted 13 July 2008 - 02:45 AM
will have around £6,000 (ill just save my overtime). And another £1,000 for insurance
thats exactly what i'm doing, cept i'll be spending ~£6,000 on a 15 year old car
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