QUOTE(admiraljdn @ Nov 11 2009, 04:55 AM)

Has anyone been banned that has UNUSED MICROSOFT POINTS? I have 400 left and have not been banned.
I have 1200 points that I haven't used.
Look at it from Microsoft point of view. If they see that you have bought a ton of marketplace contect or have point available then as they see it you will be more likely to go out and buy another console and leave it untouched for Live so you will still have assess to your marketplace content.