Openwindow I'm sure your advise works perfectly, I figured I would post exactly what worked for me, and I'll try what you posted, and see if it works better. I still have a little trouble connecting the first time, but after that its all gravy.
<url>smb://username:password@WorkgroupName/ComputerName/PartitionName</url>
I'll go through this step by step so theres no confusion:
Username: I used the name of my xbox, (theres a tutorial on this if you dont already know it)
Password: I have no password, read only share on Win98, so I left it blank
WorkgroupName: I endered the workgroup name of the computer I was connecting to
ComputerName: Name of computer connecting to, in Win98 you can use winipcfg.exe to find the name of your computer
Partition name: Name of partition/Share on the computer you want access to
Its pretty strait forward from there, just make sure you have setup a share to connect to, or you may be scratching your head for a while. Also as Openwindow said, alot of the information for Win98 may not be required to connect. For myself the finished string looked like this:
<url>smb://ninja:@Workgroup/f8n3g5/d</url>
My computer's name is wierd f8n3g5, and I'm sharing D drive, its share name is also D. This is not always the case though, Share names can be different from the drive names they represent.
I hope this is usefull to someone.