Hotswap method was only used by people when it first came out, because other options were not there, and it was something new to try out.
Now people just do it because they are cheap, or lazy.
I myself just use a spare Sammy ms25 that i flashed with the 800 firmware and the CK. works like a champ.
I never got BANNED, because the early piece of shit 360s i had died out.